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Bankruptcy

Large amounts of debt can take over your life and make you feel trapped. Creditors can garnish your wages, put liens on your property, and even foreclose on your house. However, there are options. Bankruptcy allows you to restructure existing debt to make it easier to pay back or even eliminate the debt completely. If debt has started to take over your life, contact Dreyer Hovey & Post, PLLC to discuss if bankruptcy is right for you.

Primarily, there are two types of bankruptcies: Chapter 7 and Chapter 13. Chapter 13 bankruptcies allow you to restructure your debt to make it easier to pay off. Chapter 7 bankruptcies can completely eliminate most debt. To qualify for a Chapter 7 bankruptcy you must have not filed for a Chapter 7 bankruptcy within the last 8 years and meet monthly income requirements. Generally speaking, a single person qualifies for a Chapter 7 bankruptcy if their income is less than $52,000. If you have a spouse or child, this number increases. Even if you make more than the minimum income, you may still qualify. Please contact the office to schedule an appointment to discuss your specific situation with an attorney. There is no fee for a consultation regarding bankruptcy.

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Full service law firm located in Clare County. Handling matters all across Mid Michigan.

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